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Add your bill
Upload a photo or PDF of the bill, or type the line items in yourself if you would rather not upload anything.
4.7×the median hospital charge, against what Medicare allows
The paperwork insurers count on you never sending.
We write it against your codes, your amounts, your denial reason. Start with whichever one you are holding.
Insurance denied it 107 denials, each with the argument that overturns it and a full appeal letter to copy, free.The bill looks wrong Every code on it priced against the CMS national Medicare file in about two minutes, free.
No credit card. No account. See your results before paying for anything. We don’t store your bill
4.7× figure: CMS 2024 national physician file, 9,403 billing codes. Source
Example review
Hospital says you owe
$5,480
We found 3 things worth checking
- ✓One code billed at 7.1x what other hospitals charge for it
- ✓A blood draw charged twice on a single date of service
- ✓The whole bill at the 98.9th percentile of the CMS markup file
107
denials covered, each with a complete appeal letter published free
9,403
billing codes priced against the CMS national Medicare file
$9
once for the letter, no subscription, no account needed
0%
of your savings taken, where advocates take 20%
Whatever they denied, the appeal is already written.
A denial is not a decision, it is an opening offer. Plans have to reconsider in writing, and they have to hand over the criteria they used. Every page below says what your plan is actually arguing and prints the letter that answers it, free, with nothing to sign up for.
GLP-1 and weight-loss medicationBiologic and specialty drugMigraine treatmentMental health and ADHDDiabetes device and supplyImaging and diagnostic scanSurgery and procedureGenetic and specialty lab testingEmergency careHospital stay and facility careDental and orthodonticContraception and women's healthSleep and respiratoryPrescription drugPhysical, occupational and speech therapy
Find my denialWatch it work before you trust it.
Here is a real emergency-room bill shape with nothing on it but a total. Run the same three steps we would run on yours. No upload, no account, nothing to sign up for.
Try it on an example bill
Mercy General Hospital — Emergency Department
Statement for services on 03/14. Balance due in 30 days.
Amount due
$5,480
One line, no codes, nothing to check. There is exactly one move here, and it is the one almost nobody makes.
Now there are seven codes. Hospitals must provide this on request, and it is the step that makes everything after it possible.
99284Emergency department visit with moderate level of medical decision making
$2,480
National average charge $788Medicare allows $115across 4,531,103 servicesthis bill is 3.1x the national average
Worth asking about: Billed 3.1x what other hospitals bill nationally for this same visit level
70450Ct scan head or brain without contrast
$1,640
National average charge $232Medicare allows $38.65across 4,712,669 servicesthis bill is 7.1x the national average
Worth asking about: The single largest gap on the bill: 7.1x the national average charge
93000Routine electrocardiogram (ecg) using at least 12 leads with interpretation and report
$385
National average charge $62.82Medicare allows $13.32across 19,697 servicesthis bill is 6.1x the national average
80053Blood test, comprehensive group of blood chemicals
$268
National average charge $43.45Medicare allows $10.34across 8,565 servicesthis bill is 6.2x the national average
85025Complete blood cell count, automated test and automated differential
$224
National average charge $31.68Medicare allows $7.60across 10,685 servicesthis bill is 7.1x the national average
36415 ×2Insertion of needle into vein for collection of blood sample
$184
National average charge $21.48Medicare allows $8.61across 76,459 servicesthis bill is 4.3x the national average
Worth asking about: Charged twice on one date of service. Ask what the second draw was for
71046X-ray of chest, 2 views
$299
National average charge $55.40Medicare allows $10.26across 3,463,842 servicesthis bill is 5.4x the national average
3 things on this bill are worth a written question
$5,480
billed to the patient
$1,256
what providers nationally bill, on average, for these exact codes
$212
what Medicare allows for these exact codes
This bill runs 4.4x what other providers charge for the identical codes, and 25.8x the Medicare allowed amount. Being straight with you about what that second number means: a bill above Medicare is completely normal, the median across the CMS file is 4.7x, and 9.7x is the 90th percentile. This one lands at the 98.9th percentile of all 13,462 code-and-setting rows. That is not proof of an error. It is why this bill is worth a letter instead of a payment.
The letter this produces
Re: Account #____, date of service 03/14
I am disputing the following charges and requesting a written explanation of each. CPT 70450 is billed at $1,640 against a national average submitted charge of $232 across 4,712,669services in the CMS 2024 Physician & Other Practitioners file. CPT 36415 appears 2times on a single date of service; please identify each draw separately…
Example bill, not a customer result. The charges are illustrative. Every Medicare allowed amount, national average charge, and service count above is verbatim from the CMS Medicare Physician & Other Practitioners by Geography and Service file, 2024 national data, facility setting. See the full distribution
Found something worth questioning?
Get the complete bill review and dispute letter for $9. Pay once, keep the documents, and keep 100% of whatever you save. Advocates take 20% of the savings. We take none of it.
Where the numbers come from
CMS Medicare Physician & Other Practitioners by Geography and Service, 2024 national file. Every one of our 9,403 code pages is built from that same dataset, and where CMS has no figure for a code we say so instead of estimating.
The Medicare allowed amount is a benchmark, not a price your hospital was required to charge you. A charge far above it is a reason to request itemization and ask questions in writing. It is not proof by itself that the bill is wrong, and we will not tell you otherwise.
Three steps, and you keep what you save.
Full-service advocates negotiate for you and bill 20% of the savings. We hand you the priced bill and the finished letter for $9, and the whole reduction stays yours.
02
Every code gets priced
We look up each CPT code against the CMS national Medicare allowed amount and the national average submitted charge, so you can see which lines are out of line.
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The letter gets written
You get a dispute letter naming your specific codes and amounts, plus the itemized bill request most people skip. You review it before anything is sent.
Look up a code right now.
Type any code off your bill and see the national Medicare amount beside the national average charge. Free, no account.
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Request an itemized bill with dates, CPT/HCPCS codes, quantities, and line-item charges.
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Compare the provider bill against the Explanation of Benefits before panic-paying.
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Look up confusing CPT codes and see the national Medicare amount beside them.
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Send a follow-up letter you control and edit before it goes out.
Find out what your bill should have cost.
Checking is free and takes a couple of minutes. If the numbers are off, the letter is $9 and the savings are entirely yours.
Check my bill free